Credit One BankÂ® Platinum Rewards Visa No Annual Fee vs. Credit One BankÂ® Platinum Rewards Visa
If your spending habits are more varied than the daily categories that earn rewards on the Credit One BankÂ® Platinum Rewards Visa with no annual fee, you might want to consider its sister card, the Credit One BankÂ® Platinum Rewards Visa. With this card, you’ll earn 5% cash back on the first $5,000 in eligible purchases of gas, groceries, Internet, cable, satellite TV, and cell phone every year, then 1 % afterwards. All other purchases earn 1%.
There’s a $95 annual fee, but if you spend a total of $1,900 per year on the card in these categories, you’ll break even. And, you’ll earn rewards on all of your spend, not just on a handful of areas.
Credit One BankÂ® Platinum Rewards Visa No Annual Fee vs. Wells Fargo Active Cashâ Card
It’s not hard to see why the Wells Fargo Active Cashâ card is hard to beat. It earns unlimited 2% cash rewards on purchases, putting it head-to-head with other top flat rate cashback cards on the market. To add to the appeal, the card also comes with an introductory APR of 0% for 15 months from account opening on eligible purchases and balance transfers, then a variable APR of 14.99 % to 24.99% applies. Balance transfers made within 120 days are eligible for the introductory rate and 3% fee. Balance transfers made after this date are charged up to 5%, minimum: $5. The welcome bonus of $200 in cash rewards after spending $1,000 on purchases in the first 3 months is also nice.
Credit One BankÂ® Platinum Rewards Visa No Annual Fee vs. Chase Freedom Flexâ
The Chase Freedom Flexâ has the strength to handle just about all of your credit card spending needs without an overly inflated price tag. The card has a $0 annual fee, but comes with an inflated revenue structure that earns 5% cash back on up to $1,500 in categories that rotate quarterly (requires activation), 5% on travel purchased through Chase Ultimate RewardsÂ®, 3% on restaurants and pharmacies and 1% on all other purchases. Add a $200 bonus after spending $500 on purchases within the first 3 months of account opening and you have one of the biggest no-annual-fee rewards cards on the market.